8. Closing

"THE GATHERING" This is the day when everything comes together. The buyer – the seller – both attorneys – the Realtors – sometimes the loan Originator will be there as well.

Occasionally the Buyer and Seller appear at the closing at different times. Normally the buyer's appear first because their process can take from an hour to two hours to complete. The sellers can appear later because their process usually takes from 30 to 45 minutes.

It's a great time! We've seen tears of joy from buyers of their first home – and tears of nostalgia from homeowners who are leaving a home of 30 or 40 years – where their children grew up – where family memories reside.

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